If we are assisting you with a claim, then no. We don't battle over price with your adjuster. He/she will pay the fair market value for labor and materials. If the settlement is fair, we will do it for the exact amount awarded by your insurance company!.
Not necessary, but advised. Sometimes an adjuster can make errors like us. You want us present to make sure nothing is overlooked and to ensure your claim is sufficient to complete the repairs.
There isn't one! We simply ask that you let us do the work after we work with your insurance company to get a fair settlement.
Absolutely not! If you have damage and don't promptly report it to your insurance company, the insurance company doesn't have to repair damages caused due to neglect of filing a claim.
Most states prohibit an insurance company from raising the rates of an individual due to damage sustained from an "Act of God". Insurance companies may classify certain areas as "high potential for loss" and may raise the rates of a certain area, such as a whole zip code.
There are several reasons. To name a few, your insurance company may want someone to verify there is actual storm damage, not deterioration. There is no need to price shop when dealing with an insurance claim. Your insurance company uses sophisticated computer programs that tell them what the market value for labor and materials are to replace your roof. Price shopping for roof replacement with an insurance claim is like price shopping for a heart surgeon; quality, warranties and workmanship should be your concern, not the cost.
Some damage is not visible from the ground. Shingles can be badly damaged, without being missing and hail damage is not visible unless looking down at it. We don't want to waste your time or your insurance company's time. If one of our Claims Managers says there is damage, then there is.
Absolutely! Some insurance companies only allow a certain time frame to report certain damage.